safety within the home

If you've been straddling the fence of buying a house, you could be yourself kicking when the single window pens on hand. Never in the history of maps Beens stacked to the buyer as they are today.

Here are eight reasons that will convince that now is the right time to stop renting and buy your own home.

1. The contract is with you. A buyer's market occurs when there are more sellers than buyers, which gives more choice and lower prices due to oversupply. The houses are purchased in both markets Buyer and seller, but for the buyer, it is now time they get the most for their money.

2. The favorable interest rates. From the week ending April 16, 2009, a 30-year fixed rate mortgage averaged about 4.82 percent. The same period last year, the same mortgage was 5.88 percent. -Five-year hybrid adjustable rate morgages (ARMS), were 4.88 percent, down 5.48 percent a year ago and the lowest since 2005. Imagine knowing that for the next 30 years, you pay less than 5 percent to your mortgage.

3. Foreclosure opportunities abound. Currently foreclosure properties represent approximately one quarter of all home sales. In California, 55 percent of all closures are the property of the lender. Banks do not want to be in the real estate business are dictating the prices of houses, and they are eager to recoup their investment and sell. You have to be careful what you buy, but the deals are there.

4. Tax Credit for first time buyers. If a buyer does not own a home in the past three years, and falls within the range of incomes eligible they can take a tax credit representing 10% of the selling price of the house, to a maximum of $ 7,500. This applies to homes that have closed between April 9, 2008 and before 1 July 2009, and can be applied to either the 2008 or 2009 taxes.

The really nice part Perk of this tax is that it is a true credit. If you owe $ 8,500 in tax credit refundable $ 7,500 comes off the top, leaving a balance due only $ 1000.

Not only is this tax credit refundable, but is also ready. This means that buyers in two years must begin to repay more than $ 500 per year for 15 years. If the house is sold during this period, the amount is withdrawn from use. If no benefit, the loan will be wiped clean slate.

5. The cost of rent is not falling, but prices of houses. The cost buying a house has decreased in most of the United States in some regions more strongly than ever. This price cut has not affected rents, which have remained fairly solid. According to a report by John Burns Real Estate Consulting in Irvine, California, who has interviewed 50 percent of the 76 markets of the main area in the country, the average person can buy a house for less than they could rent one.

6. Solid investment. In this tenuous hedge fund market unstable and bankrupt financial institutions, it is good to have an investment you can feel relatively with security. Every dollar you pay against your principle back in your pocket when you finally sell, and with some extra added benefit to start.

7. More house for your money. With lower overall prices and record low interest rates, a new buyer can start with a home far more than they could if they had entered the market four years ago.

8. Today's built in devices Security. Some states, like California are trying to make it easier for people to invest in a home. The California Association of Realtors have introduced the Housing Affordability Fund Mortgage Protection Program. For a house purchased in 2009, if an owner is unable to make their payments, the fund will cover up to $ 1,500 / month for six months.

Work with a qualified, dedicated agent for your Folly Beach real estate purchase. Find the ideal Charleston S.C. home at www.BuyingCharlestonRealEstate.com.

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